Yes, after obtaining your consent, we perform a ‘soft’ credit check to verify your identity and determine your eligibility for financing. Regardless of the evaluation of your application, this ‘soft’ credit check will not affect your credit score.
When you’ve selected the loan option, we will request to complete your application with a deposit and your full Social Security number. Completing this step is the completion of a loan application and may impact your credit score as UpLift will perform a ‘hard’ credit check. UpLift provides information throughout the process at which points your credit score may be impacted.