Enjoy now.
Pay over time. 0% APR.
Spread the cost of your purchase over interest-free monthly payments on Effy purchases over $1,000.*
Uplift is becoming 
Enjoy now.
Frequently Asked Questions
What is Uplift?
Uplift gives you the freedom to purchase what you want now and pay over time with simple fixed installments. Some plans include interest while some are interest-free.
Shop on any of our partner websites and when you’re ready to check out, just select “Uplift” as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments. Find partners who offer flexible payment options through Uplift.
How do I apply to pay through Uplift?
Shop for your items in store. When you are ready to check out, simply select Uplift as your payment method. To apply, you’ll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you’re approved, finish checking out and you’re done.
How are my loan term offers determined?
We look at a number of factors, including your credit information, purchase details, and more.
How do I make installment payments?
You can make a payment anytime by visiting pay.uplift.com and clicking on the Loans tab. From there, click the Make a Payment button.
We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month.
If you don’t have AutoPay enabled, visit pay.uplift.com, click on the Accounts page, and set the AutoPay toggle to ON.
You can also change the form of payment on file with Uplift anytime by visiting pay.uplift.com.
To make a payment through the Uplift app, go to My Uplift, select the loan, then tap Make Payment.
Can I receive my items before paying off my purchase?
Yes! As soon as the merchant has processed your purchase, the items are yours to keep, even before you finish making your loan payments.
What is your Privacy Policy and Terms of Use?
You can read our Privacy Policy at uplift.com/privacy and Terms of Use at uplift.com/terms
*0% APR offer available on purchases of $1,000 or more on 3-12 month terms for well-qualified applicants. Based on a purchase price of $10,000, you could pay a down payment of $587.21 today, followed by 18 monthly payments of $587.21 at 15% APR. Down payment may be waived for well-qualified applicants. Minimum $100 purchase required for non-0% APR offers. Actual terms are based on your credit score and other factors and may vary. Not everyone is eligible. Loans made through Uplift are offered by these lending partners: uplift.com/lenders. www.uplift.com/privacy. www.uplift.com/terms